Payment Options Policy

Effective Date: 2025-10-17

1. Overview

AlphaXstat LLC (“we,” “us,” or “our”) provides multiple secure payment methods to ensure a convenient and reliable checkout experience for customers purchasing through alphaXstat.com. This Payment Options Policy describes the accepted payment methods, payment security standards, and related terms applicable to all transactions on our website.

2. Accepted Payment Methods

We accept the following forms of payment:

• Credit Cards: Visa, MasterCard, American Express, Discover
• Debit Cards: Major U.S. issued debit cards with a Visa or MasterCard logo
• PayPal: Secure payment via PayPal balance, credit, or bank transfer
• Apple Pay and Google Pay: When available at checkout
• Shop Pay or Other Gateways: Where supported
• Bank Transfers (ACH): Available for qualifying business transactions upon request

3. Currency

All payments must be made in United States Dollars (USD). We do not support payment in foreign currencies at this time.

4. Payment Processing

• Orders are charged in full at the time of purchase.
• Payment is processed immediately through our secure payment gateway.
• We do not store your credit card information; payments are securely transmitted and encrypted using PCI DSS-compliant systems.

5. Billing Address Verification

For fraud prevention purposes, your billing address must match the address on file with your credit card issuer. Orders that fail verification may be canceled or held for manual review.

6. Payment Security

Your security is our top priority. We use Secure Socket Layer (SSL) encryption and comply with the Payment Card Industry Data Security Standard (PCI DSS). Our payment processing partners handle all transactions in compliance with global security standards.

Fraud Prevention Measures Include:

• Encrypted transaction data transmission
• Automatic fraud detection systems
• Verification of billing and shipping details
• Manual review of suspicious transactions

7. Declined or Failed Transactions

If your payment fails, please verify that all details are correct and try again. Reasons for failure may include:

• Insufficient funds
• Expired or invalid card
• Incorrect billing address
• Bank authorization issues

If issues persist, contact your card issuer or email us at team@alphaXstat.com for assistance.

8. Installments and Financing

From time to time, AlphaXstat LLC may offer installment or financing options through third-party providers such as Affirm, Klarna, or Afterpay. Availability of financing options depends on approval by the provider and may vary by location.

Customers using financing options agree to the provider’s own terms and conditions, which are independent of AlphaXstat LLC.

9. Sales Tax

Applicable state and local sales taxes are calculated based on the shipping address and applied during checkout in accordance with Illinois law and other applicable jurisdictions.

10. Refunds and Chargebacks

All refunds will be issued to the original payment method used at the time of purchase. Refunds are governed by our Return and Refund Policy.

Chargebacks: Customers are encouraged to contact us before initiating a chargeback. Fraudulent or unjustified chargebacks may result in suspension of purchasing privileges and legal action.

11. Payment Disputes

If you believe there is an error in a transaction, please contact our billing department at team@alphaXstat.com within 10 business days of the transaction date. We will investigate and respond promptly.

12. Subscription or Recurring Payments

If you enroll in any subscription or recurring billing service, you authorize AlphaXstat LLC to charge your chosen payment method on a recurring basis until you cancel. You may cancel at any time before the next billing date by contacting us at team@alphaXstat.com.

13. Order Confirmation

After a successful payment, you will receive a confirmation email summarizing your order and payment details. If you do not receive this email within one hour, please check your spam folder or contact us for verification.

14. Data Privacy

We collect and process payment information in compliance with our Privacy Policy. We never sell or share your financial data with third parties except as required to process your order securely.

15. Changes to Payment Policy

We reserve the right to modify or update our payment options, processors, or security measures at any time. Updates will be effective immediately upon posting on our website.

16. Contact Information

AlphaXstat LLC
7101 W Archer Ave, Suite 7
Chicago, IL 60638
United States
Email: team@alphaXstat.com
Phone: (855) 795-9727

17. Governing Law

This Payment Options Policy is governed by the laws of the State of Illinois, United States.

By completing a purchase on our website, you acknowledge that you have read, understood, and agreed to this Payment Options Policy.